Time For Better Credit Now is committed to protecting your privacy and developing technology that gives you the most powerful and safe online experience. This Statement of Privacy applies to the Time For Better Credit Now Web site and governs data collection and usage. By using the Time For Better Credit Now website, you consent to the data practices described in this statement.

Collection of your Personal Information

Time For Better Credit Now collects personally identifiable information, such as your e-mail address, name, home or work address or telephone number. Time For Better Credit Now also collects anonymous demographic information, which is not unique to you, such as your ZIP code, age, gender, preferences, interests and favorites.

There is also information about your computer hardware and software that is automatically collected by Time For Better Credit Now. This information can include: your IP address, browser type, domain names, access times and referring Web site addresses. This information is used by Time For Better Credit Now for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the Time For Better Credit Now Web site.

Please keep in mind that if you directly disclose personally identifiable information or personally sensitive data through Time For Better Credit Now public message boards, this information may be collected and used by others. Note: Time For Better Credit Now does not read any of your private online communications.

Time For Better Credit Now encourages you to review the privacy statements of Web sites you choose to link to from Time For Better Credit Now so that you can understand how those Web sites collect, use and share your information. Time For Better Credit Now is not responsible for the privacy statements or other content on Web sites outside of the Time For Better Credit Now and Time For Better Credit Now family of Web sites.

Use of your Personal Information

Time For Better Credit Now collects and uses your personal information to operate the Time For Better Credit Now Web site and deliver the services you have requested. Time For Better Credit Now also uses your personally identifiable information to inform you of other products or services available from Time For Better Credit Now and its affiliates. Time For Better Credit Now may also contact you via surveys to conduct research about your opinion of current services or of potential new services that may be offered.

Time For Better Credit Now does not sell, rent or lease its customer lists to third parties. Time For Better Credit Now may, from time to time, contact you on behalf of external business partners about a particular offering that may be of interest to you. In those cases, your unique personally identifiable information (e-mail, name, address, telephone number) is not transferred to the third party. In addition, Time For Better Credit Now may share data with trusted partners to help us perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to Time For Better Credit Now, and they are required to maintain the confidentiality of your information.

Time For Better Credit Now does not use or disclose sensitive personal information, such as race, religion, or political affiliations, without your explicit consent.

Time For Better Credit Now keeps track of the Web sites and pages our customers visit within Time For Better Credit Now, in order to determine what Time For Better Credit Now services are the most popular. This data is used to deliver customized content and advertising within Time For Better Credit Now to customers whose behavior indicates that they are interested in a particular subject area.

Time For Better Credit Now Web sites will disclose your personal information, without notice, only if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on Time For Better Credit Now or the site; (b) protect and defend the rights or property of Time For Better Credit Now; and, (c) act under exigent circumstances to protect the personal safety of users of Time For Better Credit Now, or the public.

Use of Cookies

The Time For Better Credit Now Web site use "cookies" to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a Web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you.

One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example, if you personalize Time For Better Credit Now pages, or register with Time For Better Credit Now site or services, a cookie helps Time For Better Credit Now to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same Time For Better Credit Now Web site, the information you previously provided can be retrieved, so you can easily use the Time For Better Credit Now features that you customized.

You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the Time For Better Credit Now services or Web sites you visit.

Security of your Personal Information

Time For Better Credit Now secures your personal information from unauthorized access, use or disclosure. Time For Better Credit Now secures the personally identifiable information you provide on computer servers in a controlled, secure environment, protected from unauthorized access, use or disclosure. When personal information (such as a credit card number) is transmitted to other Web sites, it is protected through the use of encryption, such as the Secure Socket Layer (SSL) protocol.

Changes to this Statement

Time For Better Credit Now will occasionally update this Statement of Privacy to reflect company and customer feedback. Time For Better Credit Now encourages you to periodically review this Statement to be informed of how Time For Better Credit Now is protecting your information.

Contact Information

Time For Better Credit Now welcomes your comments regarding this Statement of Privacy. If you believe that Time For Better Credit Now has not adhered to this Statement, please contact Time For Better Credit Now at contact@newagesolution.net. We will use commercially reasonable efforts to promptly determine and remedy the problem.